Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY Farmers Pension)

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Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY Farmers Pension)

About PM Kisan Maan Dhan Yojana(पीएम किसान मानधन योजना क्या है?)

पीएम नरेंद्र मोदी ने पिछले साल प्रधान मंत्री किसान मानधन योजना लॉन्च किया था. इसमें किसानों को पेंशन देन का इंतजाम किया है. पीएम किसान मानधन योजना के तहत 18 से 40 की उम्र के बीच का कोई भी किसान भाग ले सकता है. उसे 60 की उम्र तक आंशिक रूप से योगदान करना होता है. यह योगदान 55 रुपये महीने से 200 रुपये महीने के बीच है. इस योगददान पर 60 की उम्र के बाद किसानों को योजना के तहत 3 हजार रुपये महीना या 36 हजार रुपये सालाना पेंशन मिलेगी. अबतक इस स्कीम से करीब 20 लाख किसान जुड़ चुके हैं. जानते हैं कि इस योजना का लाभ कैसे उठा सकते हैं. इस पेंशन कोष का प्रबंधन भारतीय जीवन बीमा निगम (LIC) कर रहा है.

Pradhan Mantri Kisan Maandhan Yojana is a government scheme meant for old age protection and social security of Small and Marginal Farmers (SMF). All Small and Marginal Farmers having cultivable landholding up to 2 hectares falling in the age group of 18 to 40 years, whose names appear in the land records of States/UTs as on 01.08.2019 are eligible to get benefit under the Scheme.

Under this scheme, the farmers would receive a minimum assured pension of Rs 3000/- per month after attaining the age of 60 years and if the farmer dies, the spouse of the farmer shall be entitled to receive 50% of the pension as family pension. Family pension is applicable only to spouse.

  • On the maturity of the scheme, an individual will be entitled to obtain a monthly pension of Rs. 3000/-. The pension amount helps pension holders to aid their financial requirements.
  • The applicants between the age group of 18 to 40 years will have to make monthly contributions ranging between Rs 55 to Rs 200 per month till they attain the age of 60.
  • Once the applicant attains the age of 60, he/ she can claim the pension amount. Every month a fixed pension amount gets deposited in the pension account of the respective individual.

Benefits of PM Kisan Maan Dhan Yojana

Under this scheme, a minimum fixed pension of Rs.3,000/- is provided to the small and marginal farmers, subject to certain exclusion criteria, on attaining the age of 60 years. It is a voluntary and contributory pension scheme. The eligible farmer is required to contribute to a Pension Fund between Rs.55 to Rs.200 per month depending on the entry age. The Central Government also contributes in equal amount to the Pension Fund.

  • Assured Pension of Rs. 3000/- month
  • Voluntary and Contributory Pension Scheme
  • Matching Contribution by the Government of India

PM Kisan Maan Dhan Yojana 2020 – Overview

Name of SchemePM Kisan Maan Dhan Yojana Lis(PMKMY)
in Languageपीएम किसान मानधन योजना
Launched byBy the central government
BeneficiariesSmall and marginal farmers of the country
Major BenefitAssured Pension of Rs. 3000/- month is provided to the small and marginal farmers
Scheme ObjectiveProviding financial assistance to farmers
Scheme underState Government
Name of StateAll India
Post CategoryScheme/ Yojana
PM kisan Samman Nidhi Yojana Started01.08.2019

Eligibility Criteria for PM Kisan Maan Dhan Yojana

  • For Small and Marginal Farmers
  • Entry age between 18 to 40 years
  • Cultivable land up to 2 hectares as per land records of the concerned State/UT

प्रधानमंत्री किसान मानधन योजना मे आवेदन करने के लिये आवश्यक दस्तावेज क्या हैं ?

  1. आधार कार्ड (Adhar card)
  2. बैंक पासबुक (Bank Passbook)/Savings Bank Account Number along with IFSC Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )./Savings Bank Account / PM- KISAN Account

How to Apply for PM Kisan Maan Dhan Yojana(पीएम किसान मानधन योजना आवेदन कैसे करे )

यदि आप केंद्र सरकार द्वारा चलाई जा रही प्रधानमंत्री किसान सम्मान निधि योजना के लिए ऑनलाइन आवेदन करना चाहते हैं तो आप ऑनलाइन आवेदन कर सकते हैं इसके लिये आपको या अपने नजदीकी csc सेंटर में जाना होगा जहां से आप ऑनलाइन आवेदन कर सकते हैं।

  • Step 1:The Eligible SMFs desirous of joining the scheme shall visit nearest Common Service Centre (CSC).
  • Step 2:Following are the prerequisites for the enrolment process:
    • Aadhaar Card
    • Savings Bank Account Number along with IFSC Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account ).
  • Step 3:Initial contribution amount in cash will be made to the Village Level Entrepreneur (VLE).
  • Step 4:The VLE will key-in the Aadhaar number, Name of subscriber and Date of birth as printed on aadhaar card for authentication.
  • Step 5:The VLE will complete the online registration by filling up the details like Bank Account details, Mobile Number, Email Address, Spouse (if any) and Nominee details will be captured.
  • Step 6:System will auto calculate monthly contribution payable according to age of the Subscriber.
  • Step 7:Subscriber will pay the 1st subscription amount in cash to the VLE.
  • Step 8:Enrolment cum Auto Debit mandate form will be printed and will be further signed by the subscriber. VLE will scan the same and upload it into the system.
  • Step 9:A unique Kisan Pension Account Number (KPAN) will be generated and Kisan Card will be printed.

Entry age specific monthly contribution of PM Kisan Maan Dhan Yojana

Entry Age (Yrs)
Superannuation Age
Member’s monthly contribution (Rs)
Central Govt’s monthly contribution (Rs)
Total monthly contribution (Rs)
(Total = C + D)

Important Links Related to PM kisan Maan Dhan Yojana

For self enrollment through online registrationClick Here 
For enrollment through Common Service CentreClick Here 
Apply OnlineClick Here 
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